AFFORD IT??? v4.00 ASP - Annuity calcula- tion package with on screen hand calculator. Amortizes loans, calculates savings with steady or variable deposits, tracks your loans, calculates interest by two different methods. User defines screen colors. All new editing, menuing system while retaining old, familiar hot keys. From CleoSci, $30. Another excellent CleoSci porgram is the Why Do I (series) for elementary education.