The following information is from the Table of Contents of FINCAL.HLP, the Application File included with the FINCAL.ZIP package. It summarizes topics used to demonstrate the versatile spreadsheet/calculator program AstroFormulaCalculator 3. This application file is read by the program. Follow the instructions at the end of this file to get started. ŚÄÄÄÄÄÄÄæ Interactive Problem Solving in ³FINANCE³ ³ ŚÄÄÄÄÄĮÄæ FINANCIAL CALCULATIONS ³ ³ANNUITY³ ĄÄ´ ŚÄÄÄÄÄĮÄæ Using AstroFormulaCalculator 3 ³ ³ BONDS ³ ĄÄ´ ÄÄÄÄ- ³ Application File Version 3.10 10-01-1993 ³ ÄÄÄÄ- ³ ĄÄÄÄÄÄÄÄŁ by P. DuBois Murphy, Ph.D. (c) Copyright 1981, 1993 PC SuperComputer Capital, Inc. All rights reserved. ÕĶĶĶĶĶĶĶĶĶĶø ³ CONTENTS ĄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ 0.00 Table of Contents SECTION TITLE PAGE³LINE 0.00 ... Table of Contents ................................... 1 27 1.00 ... Introduction ........................................ 2 72 2.00 ... Personal Finance: An Introduction to Financial ...... 3 124 Calculations 3.00 ... Progressions (Arithmetic and Geometric) and ......... 5 219 Depreciation 4.00 ... Simple Interest. .................................... 9 369 5.00 ... Simple Discount. ................................... 10 425 6.00 ... Partial Payments. .................................. 11 469 7.00 ... Compound Interest. ................................. 11 505 8.00 ... Compound Interest, Present Value, Equation of ...... 13 591 Value. 9.00 ... Ordinary Annuities Certain ......................... 14 624 10.0 ... Amortization and Sinking Funds ..................... 16 703 11.0 ... Bonds .............................................. 18 799 12.0 ... Annuities Due, Deferred Annuities, Perpetuities .... 21 946 13.0 ... Annuities Certain, General Case .................... 22 1010 14.0 ... Probability and the Mortality Table. ............... 24 1099 15.0 ... Life Annuities ..................................... 28 1244 16.0 ... Useful Calculations for Problem Solving in ......... 29 1295 Finance. 17.0 ... Glossary of Terms .................................. 29 1317 18.0 ... Product License and Warranty. ...................... 30 1341 19.0 ... User Support. ...................................... 31 1404 20.0 ... Product Information and How to Order Complete ...... 31 1424 Package. 21.0 ... Other Astro 3 Products ............................. 33 1514 22.0 ... Order/Registration Form ............................ 34 1559 23.0 ... Instructions for Manually Installing Package. ...... 36 1624 24.0 ... Interested in Becoming the Author of Your Own ...... 37 1665 Interactive Application File? 25.0 ... Help File: Summary of File Viewing Commands ........ 37 1685 ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ Shareware Policy ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ This file contains information for anyone who uses FINCAL.ZIP. PCSCC, Inc. will follow the published guidelines of the Association of Shareware Professionals and will attempt to maintain its policies and documentation consistent with their guidelines. Published guidelines of the Association of Shareware Professionals will take precedent over any current policies or documentation. Shareware is "Try-Before-You-Buy" software, it is not free. We urge all parties who distribute Shareware to help educate the public about the true nature of Shareware distribution. Information on registering can be found in the file REGISTER.DOC which is part of this package (FINCAL.ZIP) Information on distribution of the FINCAL.ZIP package can be found in the file VENDOR.DOC which is part of this package. Detailed information on licensing policies is found in the file LICENSE.DOC which is part of this package. A discussion of ASTRO 3 software products can be found in the file ABOUT_IT.DOC which is part of this package. ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ Product Description for AstroFormulaCalculator 3 ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ AstroFormulaCalculator 3 Product Description 10-1-1993 AstroFormCalc 3 is a unique and innovative mathematics tool which offers productivity enhancements not found in any other software package either retail or shareware. This hands-on program combines the functions of both a spreadsheet and calculator; but it is better. Why? Because it is right between the two: Easier than a spreadsheet and more powerful than a calculator. With its special format-free interface, formula or equation-based iterations are much easier to set up than in a spreadsheet. It is designed to be "smarter" which makes it very user-friendly for Professionals of all levels, especially for the infrequent or "computer-shy" user. AstroFormCalc 3 should be your choice when the results of calculations are most important, not the math! Broad applications exist in many disciplines where calculations with formulas, equations or other math recipes are required such as in Economics, Genetics, Chemistry, Electrical Engineering, Engineering Mechanics, Fluid Mechanics & Hydraulics, Finance, Physics, Statistics and even Nursing. Features include: ž DOS or Windows as non-Windows application. Runs on all PC compatibles. DOS 2.1+, Monochrome display, <256K RAM, floppy or disk. ž DOS command line support for any direct calculation such as addition, multiplication, subtraction and division. ž Format-free entry of up to 63 equations with at least 256 independent variables and 256 constants. Smart and "hassle-free" interpreter. ž Equations and formulas are written according to the BASIC conventions. Versatile library of built-in functions. ž Advanced calculator functions including many automated numerical methods such as: ł Newton-Raphson for solving x in y=f(x) ł Advanced simplex for solving x at W=Y=Z... in W=f(x), Y=g(x), Z=h(x)... ł Numerical integration (two methods) ł Numerical differentiation ł Finding maxima and minima . Summation on integer index ł Plotting equations ł Saving/retrieving data files with full file management support ł Screen dumps as DOS text files for inclusion in documents ž Highly-structured documentation, on-line with Table of Contents, Glossary and search function. Help file is interactive with program. ł On-line helpfile. Comprehensive summary of commands/functions with step-by-step examples on uses of all advanced functions. ł On-line user manual. A "learn by example" document which illustrates the universal nature of problem-solving with many step-by-step examples from Science, Engineering and Finance. ž Full support for ACTION21 and ACTION11 data sets. ž Comments from users: ł "... calculate circuit board drilling and routing speeds...easy to use, versatile and powerful with good documentation." J. L. New York ł "...used the integration capability to determine defect density...do not have any tool (either PC or host based) that does for me what ...(AstroFormCalc 3)...does." J. R. Virginia ł "...for Electrical Engineering practice it is better than a spreadsheet and a calculator..." C. B. Florida ł "...used to do frequency spectrum work and calculations on circuits, ...of real value and a productivity tool." E. S. California ł "...one of a handful of scarcely available packages...in the types of numeric problems they solve." W. C. Chile This productivity-enhancing tool has been developed by the team at PC SuperComputer Capital, Inc. Order the complete version of AstroFormulaCalculator 3 today! PCSCC, Inc. Dept. CAL3 P. O. Box 173 Botsford, CT 06404 USA Support ONLY, Call 1-203-270-9079 [October 1993] Prices subject to change without notice. ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ Support and Arbitration Policies ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ The author will remedy the deficiencies of the program in accordance with the published guidelines of the Association of Shareware Professionals . The Support and Arbitration Policies can be found in the on-line help file ACAL3HLP.HLP which is accessed from the program ACAL3.EXE by the (F1) key. ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ Manually Installing Instructions ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ The following are minimal instructions for manually installing AstroFormulaCalculator 3. ž Minimum distribution files: README.1ST, ACAL3.ICO, ACAL3.EXE, ACAL3HLP.HLP, FINCAL.HLP and *.EQU files. These files may be distributed in compressed formats such as FINCAL.ZIP. ž Create a DOS directory named ASTRO3 and change to it: cd\ (enter) md\astro3 (enter) cd \astro3 (enter) ž Copy distribution file(s) into this directory. ž If necessary, decompress FINCAL.ZIP as follows: pkunzip FINCAL (enter) ž Add these statements to AUTOEXEC.BAT in the base directory: ł SET ASTRO3=C:\ASTRO3 ł append to existing PATH statement ;C:\ASTRO3; ś reboot the computer (ctrl alt del). ž Running Under Windows as a Non-Windows Application Follow the installation instructions and install on the hard drive C. Start WINDOWS (tm, MicroSoft). Click on FILE then click on PROPERTIES. Enter the following information for each of the fields. Description: AstroFormCalc 3, Command: ACAL3.EXE, Working Directory: \ASTRO3. Click on CHANGE ICON. Enter Filename: C:\astro3\acal3.ico. Click on OK to exit and click on OK to exit FILE. The AstroFormCalc 3 icon should appear in the accessory window. Click on it to run ACAL3. At "Get file" prompt type YES (enter) and at filename prompt type (end esc) FINCAL.HLP (enter). ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ Running AstroFormulaCalculator 3 ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ ž To begin with the 'Financial Calculations' application file, type: cd\astro3 (enter) demo (enter) or FINCAL (enter) ž To start from DOS with any Application Manual (ends in .HLP) like FINCAL.HLP, enter DOS commands: cd\astro3 (enter) acal3 FINCAL.HLP (enter) ž To start from DOS with the ACAL3 on-line helpfile, enter DOS commands: cd\astro3 (enter) acal3 ? (enter) ž To start from DOS with a listing of *.equ files in directory \ASTRO3, enter DOS commands: cd\astro3 (enter) acal3 \astro3 (enter) ž To start from DOS with a formula like y=m*x+b, enter DOS commands: cd\astro3 (enter) acal3 y=m*x+b (enter) ž To start from DOS with a one-shot calculation, enter DOS commands: cd\astro3 (enter) acal3 55.72+16.34+21.32-48.45 (enter)